Pay your premium annually, instead of by monthly instalments
- Car
- Home
- Motorcycle
- Watercraft
- Caravan & Trailer
From the colour of your car to how often you’re at home, there are 40 reasons you could save on your insurance.
Our PDS contains full details of cover, including limitations or exclusions that apply.
YouiRewards and offers subject to T&Cs and minimum and maximum spend requirements.
We looked at all of the different reasons that could save with Youi, and these are them! Many of them are tied to a lower risk rating; the lower the risk, the lower the premium.
Savings due to behaviour based risk factors are compared to Youi customers who don’t display the behaviour and based on internal data. Information current as at February 2018.
Our team of actuaries and underwriters (fancy titles for insurance nerds) are tasked with assessing all of the risk data that we have and anticipating where you fit into it. While you might be less risky in some of the 40 reasons, you might be extra risky in others. It’s all a big balancing act that ultimately determines that number you see at the end of your quote.
All Youi premiums are subject to rating and underwriting, and savings based on your own individual circumstances.