Watercraft insurance
/ for individuals

Whatever sort of watercraft you own, we’re here to help cover it. We won’t make assumptions about you and your vessel. Instead, we’ll take the time to listen and see you as an individual. That way, we can provide watercraft insurance options that suit. For watercraft insurance that values you for who you are, get in touch. Or select the type of watercraft insurance you're looking for below.



Cover for accident, natural disasters, fire & theft + damage to someone else’s property.
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Third Party Fire & Theft


Cover for fire, theft and earthquake + damage to someone else’s property.
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Third Party Property Only


Cover for damage to someone else’s property.
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It’s insurance with real rewards.

Rewards offers displayed in the Youi Mobile App

When you take out a Youi insurance policy, you’ll get access to real savings with YouiRewards. Giving you great deals on big-name nationwide brands – from food to entertainment and hobbies – you’ll join thousands of customers across Australia who have so far saved over $8 million on the things they love*. Now it’s your turn.

  • Premium partners nationwide.
  • Discounted entertainment, shopping, food and fun.
  • Offers suited to your insurance.

* YouiRewards offers total customer savings as at 14/02/20.

Check it out


Check our PDS for a side by side comparison of all our watercraft products and see what cover suits you best.
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Got a question? You’ll probably find the answer here. Browse our frequently asked questions.
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We're there for you when you need us most. Learn more about our claims process.
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Customers’ thoughts on our insurance.

We're only human, but we're always working on improving our products and services - that's what our Wall is for. This is where we come to read your comments and feedback, and to see where we're hitting the mark, and where we're missing it. Share your Youi experience with us on the wall so we can make your next one even better.