For better watercraft insurance / think youi

Jump in to great cover.

There are plenty of boats in the sea, but we get that yours is different. From where you take it in summer, to where you store it in winter, the way you use your boat is unique and your cover should be too.

Compare our different levels of cover below to see which one you’d rather set sail with. From there, we’ll help you choose a policy that suits your needs, both on and off the water.

Watercraft Products



Cover for accident, natural disasters, fire & theft + damage to someone else’s property.

Third Party Fire & Theft


Cover for fire, theft and earthquake + damage to someone else’s property.

Third Party Property Only


Cover for damage to someone else’s property.

It’s insurance that rewards you.

When you take out a Youi insurance policy, you get access to YouiRewards-offering you deals and discounts with over 1000 partners nationwide. From food to fuel to fun, we've already saved customers more than $4 million. Get into it!

  • Over 1000 partners nationwide.
  • Discounted entertainment, shopping, food and fun.
  • New rewards every week.
Check it out


Check our PDS for a side by side comparison of all our watercraft products and see what cover suits you best.


Got a question? You’ll probably find the answer here. Browse our frequently asked questions.


We're there for you when you need us most. Learn more about our claims process.

Customers’ thoughts on our insurance.

We're only human, but we're always working on improving our products and services - that's what our Wall is for. This is where we come to read your comments and feedback, and to see where we're hitting the mark, and where we're missing it. Share your Youi experience with us on the wall so we can make your next one even better.