With over 550,000 caravans (Caravan Industry Association of Australia) registered in Australia, the only thing getting in the way of a good old fashioned family road trip is peace of mind.
If you're the proud owner of a caravan, you might be wondering how much caravan insurance you need or how to ensure you have enough protection when you're on and off the road. Well, you've come to the right place.
What is caravan insurance?
Caravan insurance covers damage to your caravan. Depending on the type of caravan insurance you choose, it could also cover damage caused to your caravan, and protection against a range of events like fire, theft and natural disasters. Different types of caravan insurance and what they cover are laid out further below.
How much caravan insurance do I need?
If you don't use your caravan year round, you may be wondering if it's worth having caravan insurance at all. Even if you only take a few road trips here and there, it's good to know you're not only covered on the road but also off it. For example, comprehensive caravan insurance will cover you for unexpected things like fire or theft, that could occur when your caravan is taking a little vacation of its own at home, at a caravan park or in storage.
How much caravan insurance you'll need will really depend on what you wish to be covered for. Let's take a look at the three types of caravan insurance and which one best suits your needs.
Comprehensive Caravan Insurance
This is the total package for protecting your caravan. It covers damage caused to your caravan as well as damage your caravan causes to someone else's property. Youi comprehensive caravan insurance also protects against fire, theft, earthquakes, storm or flood, accidental and intentional damage.
Third Party Fire & Theft Caravan Insurance
Third party caravan insurance protects you from footing the bill for damage that your caravan causes, and cover for damage caused by fire or theft. At Youi, our third party caravan insurance also covers you for earthquake damage and pays for up to $1000 if you're involved in an insured event where you require emergency accommodation, transport or repairs.
Third Party Property Only Caravan Insurance
Third party your most basic caravan cover, which will cover you for any damages your caravan causes to someone else's property.
Although these are the most basic types of caravan insurance, at Youi we can tailor-make your policy so that you get exactly how much cover you need, and not a smidget less. Start a quote with us today or give us a call on 13YOUI.